Mobile Phone Insurance Advantages
There are multiple advantages to having mobile phone insurance. It can save you time and money, as well as help to reduce the level of stress that you will experience during a loss.
Phone insurance is there to protect you when your phone is damaged or stolen. You will not have to worry about paying full price for a new phone, if and when loss, theft or damage occurs. This means that you do not have to be out of pocket for hundreds of pounds in order to get your life back on track.
If you were to lose your phone or if it were damaged, and you didn't have a phone insurance policy in place, that could be disastrous. Not everyone has lots of extra cash lying around to replace a phone. This means that you would have to save up money from every pay check, until you had enough to buy a replacement phone. In the meantime, you would be required to continue paying your monthly phone bill, if you did not want to pay the hefty termination fee. This adds up to a lot of money.
A mobile phone insurance plan can start at less than £3 a month, which is actually cheaper than most texting and internet plans. The amount of money that you will save, if your phone suffers a loss, will more than cancel out any monthly fees that you have paid for the insurance policy.
Everyone insures their car, home, boat, motorcycle and jewelry because they do not have the money to replace the item in the event of a loss. This same concept applies to mobile phones. They are costly items that are hard to replace, because they have many features and applications that make them expensive.
One major inconvenience of having to wait to replace your phone while saving up money, is having to do without emails, texts, Internet surfing, listening to music, downloading ringtones and watching videos - or you would have to go out a spend hundreds of pounds to get a new phone.
However, if you have phone insurance, you will be able to carry on with your everyday tasks without waiting very long at all. If you have loss, theft or damage situation, you will simply notify your network, pay any applicable excess fee, and you will receive the repair or replacement that you need.
With all of the advantages of having mobile phone insurance, there is no reason why anyone should not have it. It not only saves time and money, but can dramatically reduce the stress that comes with having a damaged or stolen phone.
